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West Virginia has financial responsibility/compulsory limits of 20/40/10 for West Virginia drivers. The first two figures refer to bodily injury liability and the third figure to property damage liability. 20/40/10 means coverage up to $40000 for all persons injured in an accident, subject to a limit of $20000 for one individual, and $10000 coverage for property damage.

The car insurance industry and consumer groups generally recommend drivers carry a minimum of $100,000 of bodily injury protection per person and $300,000 per accident since accidents may cost far more than the minimum limits mandated by most states.

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Getting multiple Car Insurance Quotes can save you money

We at Car Insurance encourage you to get a West Virginia car insurance quote from multiple companies and to compare rates. Remember, studies have shown that rates very greatly from company to company and you could save hundreds by shopping for the best car insurance rate before you buy.

West Virginia car insurance resources:

West Virginia Insurance Commission
1124 Smith Street
Charleston, WV 25301
Phone: 304-558-3707
West Virginia Department of Transportation ? Division of Motor Vehicles
Building 3, Capitol Complex, 1800 Kanawha Boulevard East
Charleston, WV 25317
Phone: 304-558-3900
Toll Free: 800-642-9066