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Tennessee has financial responsibility/compulsory limits of 25/50/10 for licensed drivers in the state . The first two figures refer to bodily injury liability and the third figure to property damage liability. 25/50/10 means coverage up to $50000 for all persons injured in an accident, subject to a limit of $25000 for one individual, and $10000 coverage for property damage. Although legally defined as financial responsibility, Tennessee's law is similar to a compulsory law because drivers can be fined if stopped by police or after crashes if they cannot show proof of financial responsibility.

The car insurance industry as well as leading consumer groups generally recommend a minimum of $100,000 of bodily injury protection per person and $300,000 per accident since accidents may cost far more than the minimum limits mandated by most states.

Comparing Tennessee Car Insurance is Easy

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Car insurance quotes are provided directly from car insurance companies, insurance brokers, and car insurance quotes services serving Tennessee residents simply enter your zip code in the start box above.

Getting multiple Car Insurance Quotes can save you money

We at Car Insurance encourage you to get a Tennessee car insurance quote from multiple companies and to compare rates. Remember, studies have shown that rates very greatly from company to company and you could save hundreds by shopping for the best car insurance rate before you buy.

Tennessee car insurance resources:

Tennessee Commerce & Insurance Administration
500 James Robertson Parkway, Davy Crocket Tower
Nashville, TN 37243
Phone: 615-741-2241
Tennessee Department of Safety - Motor Vehicle Services
414 Union Street, Suite 910
Nashville, TN 37219
Phone: 615-313-0300
Toll Free: 866-886-3468
Fax: 615-313-0301