Liberty Mutual Insurance

Liberty Mutual is one of the top five property & casualty insurers in the US, the firm gained more flexibility in dealing with rapidly changing markets by reorganizing as a mutual holding company. Liberty Mutual has alliances with health care providers to manage disability care and it also offers homeowners and auto insurance, workers' compensation, retirement products, and group and individual life insurance. Other services include risk-prevention services (analyzing work sites and practices for safety), consulting, rehabilitation case management, and physical rehabilitation centers.

Liberty Mutual's largest business segment is personal insurance. They provide full lines of coverage for private passenger automobile, homeowners, valuable possessions and personal liability through its own sales force, two direct response centers, Prudential agents and the internet. They also offer a wide range of traditional and variable life insurance and annuity products. Personal Market's largest source of new business is its more than 7,500 affinity group relationships, including employers, credit unions, and professional and alumni associations.

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